What ClearCalc covers
Which tax a purchase attracts depends on where the property is, not on where the buyer lives. All three work the same way: the price is split into bands and each slice is charged at its own rate, so a single price never pushes the whole purchase into a higher rate. The calculator above applies the current bands for the nation selected and shows the arithmetic slice by slice.
Stamp Duty Land Tax (SDLT)
The property tax paid when buying a home in England or Northern Ireland. Rates are banded, with first-time buyer relief and higher rates for additional properties. Read the full SDLT guide.
Standard residential rates from 1 April 2025. Buyers of an additional property pay 5% on top of every band, and non-UK residents a further 2%.
| Purchase price | Rate |
|---|---|
| Up to £125,000 | 0% |
| £125,000 – £250,000 | 2% |
| £250,000 – £925,000 | 5% |
| £925,000 – £1,500,000 | 10% |
| Above £1,500,000 | 12% |
Land and Buildings Transaction Tax (LBTT)
The property tax paid when buying a home in Scotland. First-time buyers receive a higher nil-rate threshold, and additional properties pay an 8% Additional Dwelling Supplement. Read the full LBTT guide.
Standard residential rates. The Additional Dwelling Supplement is charged at 8% of the whole price rather than band by band, so it lands as a single figure on top of the banded total.
| Purchase price | Rate |
|---|---|
| Up to £145,000 | 0% |
| £145,000 – £250,000 | 2% |
| £250,000 – £325,000 | 5% |
| £325,000 – £750,000 | 10% |
| Above £750,000 | 12% |
Land Transaction Tax (LTT)
The property tax paid when buying a home in Wales. It uses a different set of bands and rates from SDLT, with higher residential rates for additional properties but no first-time buyer relief. Read the full LTT guide.
Main residential rates. Wales starts charging later than England or Scotland, at £225,000, but climbs faster once it does. Additional properties use a separate higher-rate table from 11 December 2024.
| Purchase price | Rate |
|---|---|
| Up to £225,000 | 0% |
| £225,000 – £400,000 | 6% |
| £400,000 – £750,000 | 7.5% |
| £750,000 – £1,500,000 | 10% |
| Above £1,500,000 | 12% |
About this calculator
What it covers
- SDLT — England & Northern Ireland
- LBTT — Scotland
- LTT — Wales
What it does not cover
Residential purchases only. Leases and complex reliefs are not included. Non-residential and mixed-use property has its own commercial calculator.